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Stripe fee calculator

Calculate exact Stripe fees, pricing, and credit card processing costs to choose the best payment processor for your business.

Calculate your Stripe fees

Calculate your fees

Enter a transaction amount and select your country to see the exact Stripe fees and net amount you'll receive.

Learn about Stripe costs

Understanding Stripe fees, pricing, and transaction costs

Get a complete breakdown of how Stripe charges fees and what it costs to process payments in different countries.

How much does Stripe charge?

Stripe pricing varies by country. Stripe charges 2.9% + $0.30 in the US, 1.4% + €0.25 in Europe, and 3.6% + ¥30 in Japan. These Stripe rates cover payment processing, fraud protection, and infrastructure costs.

Stripe transaction fees are automatically deducted from each payment before funds reach your account.

How to calculate Stripe fees

This is how you can calculate Stripe fees:

Stripe fee = (transaction amount × percentage) + fixed fee

For example, if you are in the US and you process a transaction of $100, the Stripe fee will be $2.90 + $0.30 = $3.20.

If you are in the UK and you process a transaction of £100, the Stripe fee will be £1.40 + £0.20 = £1.60.

Does Stripe have hidden fees?

Stripe has transparent pricing with no setup fees or monthly charges for basic payment processing.

However, additional services incur extra costs: Stripe Billing (0.7% of billing volume), Radar fraud protection (0.05% per transaction), international cards (+1%), currency conversion (+1%), invoice generation ($0.40-$0.75 per invoice), and ACH payouts ($0.80 per payout).

All Stripe pricing is clearly documented with no hidden fees, but costs can add up when using multiple services beyond basic payment processing.

All Stripe pricing is clearly documented with no hidden fees, but costs can add up when using multiple services beyond basic payment processing.

Stripe fees by country and payment method

Standard Stripe rates

  • United States: 2.9% + $0.30
  • Canada: 2.9% + $0.30
  • United Kingdom: 1.4% + £0.20
  • European Union: 1.4% + €0.25
  • Australia: 1.75% + $0.30
  • Japan: 3.6% + ¥30

Fees by payment method

  • Credit cards: 2.9% + 30¢ (US)
  • Digital wallets: Same as credit card rates
  • ACH Direct Debit: 0.8% (capped at $5)
  • Buy now, pay later: Starting at 5.99% + 30¢
  • International cards: +1.5% additional fee
  • Wire payments: $8 per transaction
View local payment method pricing

Common questions

Frequently asked questions about Stripe fees and costs

Common questions about Stripe pricing, transaction fees, and payment processing costs

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