Gumroad fee calculator
See your true Gumroad take-home after every fee, and how much more you’d keep on Checkout Page. Updated for 2026.
Calculate your Gumroad fees
Fee calculation results
For 1,000 sales a year
- Gross revenue
- $40,000.00
- Total fees (your cost)
- $5,960.0014.90% effective
- Net take-home
- $34,040.00
How one sale breaks down (at $40.00)
You’d keep more on Checkout Page
Checkout Page runs on Stripe with no platform markup. You pay card processing plus a flat plan, never 10% + $0.50 per sale.
- Gumroad take-home (per year)
- $34,040.00
- Checkout Page take-home (per year)
- $37,550.00
Grow plan, $990.00/yr
Keep about $3,510.00 more a year on the same revenue.
Start 7-day free trialGumroad is a Merchant of Record and handles sales tax for you. Checkout Page runs on your own Stripe account, so you keep control of payouts and manage tax yourself.
How Gumroad pricing and fees work
Gumroad charges a flat 10% plus $0.50 on every direct sale, with card processing (around 2.9% + $0.30) on top. On a $40 product you keep about $34.04. Sales through Gumroad Discover are charged 30%, with processing included.
How much does Gumroad charge?
On a direct sale, Gumroad charges a flat 10% plus $0.50, and card processing (about 2.9% + $0.30 on Stripe, or 3.49% + $0.49 on PayPal) comes on top. There is no monthly fee, so you only pay when you sell. On a $40 product that works out to $4.50 in Gumroad fees and roughly $1.46 in processing, leaving you about $34.04, an effective rate near 14.9%.
Because the $0.50 is fixed, low-priced products feel the fee more sharply: on a $5 sale the flat fee alone is 10% of the price. For a complete, worked-through guide see our full Gumroad fees breakdown.
Direct sales vs Gumroad Discover
Gumroad has two fee tiers. A direct sale, where you send the buyer yourself through a link, email, or your own site, is charged 10% + $0.50 plus processing. A Discover sale, where Gumroad’s marketplace surfaces your product to a new buyer, is charged a flat 30% with payment processing already included.
Discover can be worth it for the extra reach, but the 30% rate is three times the direct rate. Most established sellers drive their own traffic to keep sales on the cheaper direct tier. Toggle between Direct and Discover in the calculator to compare your take-home on each.
Does Gumroad have hidden fees?
Gumroad’s pricing is published, but a few costs catch sellers out. Payment processing is charged separately on direct sales, so the real cost is higher than the headline 10% + $0.50. Fees are non-refundable: if you refund a buyer, Gumroad keeps its fee and the processing fee, so you lose money on refunds and chargebacks.
There is also a currency-conversion cost when you sell into other currencies, and payouts can carry their own transfer costs depending on your country. None of this is hidden exactly, but it means your blended rate is usually a few points above the sticker rate.
How Gumroad fees add up at scale
Per sale, 10% + $0.50 looks small. Across a year of volume it is not. Sell a $40 product 1,000 times and Gumroad’s platform fee plus processing comes to roughly $5,960, leaving you about $34,040 of $40,000 in revenue. The flat $0.50 alone is $500 across those sales.
Set the number of sales in the calculator above to project your annual Gumroad cost at your own price and volume, including the Discover and refund effects.
How Gumroad compares to Stripe, PayPal, Lemon Squeezy, and Paddle
Standard US rates across the platforms creators use most.
| Platform | Cost | Notes |
|---|---|---|
| Gumroad | 10% + $0.50 + processing | Merchant of Record. 30% on Discover sales (processing bundled). |
| Stripe | 2.9% + $0.30 | Processing only. International +1.5%, currency conversion +1%. |
| PayPal | 3.49% + $0.49 | Commercial transactions. QR / in-person rates differ. |
| Lemon Squeezy | 5% + $0.50 | Merchant of Record for digital products and SaaS. |
| Paddle | 5% + $0.50 | Merchant of Record. Handles sales tax and VAT globally. |
| Checkout Page | Stripe processing + plan from $290/yr | No platform fee. Runs on your own Stripe account (not a Merchant of Record). |
Checkout Page runs on your own Stripe account, so you pay Stripe’s rates only, with no 10% platform fee and no $0.50 per sale.
Frequently asked questions about Gumroad fees
Everything on Gumroad pricing, Discover, refunds, and Merchant of Record status.
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